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The minimum period for repayment is 7 days and the maximum period for repayment is 30 days. A typical fee for a Cash Advance loan is $10 per $100 borrowed plus $5 verification fee, which is an annual percentage rate of 391.07 for a two-week loan term. Often, the cost of a Cash Advance may be lower than the alternatives considered by many people, such as paying a bill late or incurring overdraft fees from banks and credit unions.